Free Guide

5 Ways Louisiana Employers Are Overpaying for Health Insurance

(And How to Stop)

✓Why most brokers only show you 2–3 options — and what that's costing you
✓The one question that could save your company $50,000 this year
✓How Louisiana employers are using self-funded plans to recapture premium

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475+

Employer Groups Served

10–20%

Average Savings Found

25 Yrs

Louisiana Experience

What's Inside the Guide

You're Only Seeing 2–3 Options

The Louisiana market has hundreds of plan combinations. Your broker may be showing you a fraction of them.

Your Broker Accepted the First Offer

Carrier renewals are opening bids. Learn how to negotiate — or find someone who will.

You've Never Explored Self-Funding

Level-funded plans are available to groups as small as 10 employees. See how the math works.

Your Plan Design Is Shifting Costs to Employees

High deductibles save the employer money today — and cost far more tomorrow.

You're Paying 20–30% in Administrative Overhead

Every fully insured premium includes a built-in carrier profit margin. There's a smarter way.

About Demand Benefits

We Don't Sell Rates. We Sell Strategy.

For 25 years, Demand Benefits has helped Louisiana employers see the full picture — not just the renewal their broker handed them. We quote 70 to 700 plan options, fight carrier renewals, and bring modern benefits technology to every client relationship. Based in Metairie, Louisiana. Serving employers statewide.

(504) 309-0060

If we can't find you a better plan for less money, we'll donate $100 to the charity of your choice.

— The Demand Benefits Guarantee

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