Welcome to https://demandbenefits.com/, a website operated by Demand Insurance & Benefits, LLC (“we” or “us”). These Terms of Use (“Terms”) govern your access and use of our website and the services we offer. By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms and our Privacy Policy, do not use our website.

Use of Our Website

You may use our website for personal, non-commercial purposes only. You may not use our website for any illegal or unauthorized purpose. You may not interfere with the security of, or otherwise abuse, the website or any system resources, services, or networks connected to or accessible through the website.

You may not use our website to transmit any virus, worm, Trojan horse, or other malicious code or to send any spam or other unsolicited email. You may not use any robot, spider, or other automatic device or manual process to monitor, copy, or scrape any content or information from our website without our prior written permission.

Accuracy of Information

We make every effort to ensure that the information on our website is accurate and up-to-date. However, we cannot guarantee the accuracy or completeness of the information provided. We reserve the right to make changes to the website and the information contained therein at any time and without notice.

Links to Third-Party Websites

Our website may contain links to third-party websites for your convenience. These websites are not under our control and we are not responsible for the content or privacy practices of any third-party website. We encourage you to review the privacy policies of any website you visit.

Disclaimer of Warranties

Our website and the information, software, products, and services contained or made available through our website are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of our website or the information, software, products, or services contained or made available through our website.

We do not warrant that our website will be uninterrupted or error-free, and we will not be liable for any interruptions or errors. We do not warrant that our website or any content or software contained or made available through our website will be free from viruses or other harmful components.

Limitation of Liability

In no event shall we be liable for any damages of any kind arising from the use of our website, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Governing Law

These Terms and your use of our website shall be governed by and construed in accordance with the laws of the State of Louisiana, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising out of or related to these Terms or our website shall be brought exclusively in the courts located in the State of Louisiana.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.

Changes to These Terms

We reserve the right to update these Terms from time to time. We will post any changes on this page and encourage you to review the Terms regularly. By continuing to use our website, you acknowledge and agree to be bound