Group Dental & Vision Plans
Better coverage. Lower premiums. No waiting periods on preventive care. Because group plans work differently — and we'll show you exactly how.
Why Employers Choose Group Dental & Vision
* Premiums vary by carrier, group size, and plan design. Contact us for a group-specific quote.
Understanding Group Dental Coverage
The 100/80/50 Rule
Most group dental plans follow a tiered structure. Preventive care (cleanings, exams, x-rays) is covered at 100%. Basic care (fillings, simple extractions) at 80%. Major care (crowns, root canals, dentures) at 50% after deductible. Group plans often have higher annual maximums and lower or no waiting periods compared to individual plans.
PPO vs. DHMO
A dental PPO lets employees use any licensed dentist, with better cost-sharing for in-network providers. A DHMO (dental HMO) requires employees to select a primary dentist within a closed network — typically lower premiums but less flexibility. Most Louisiana employers choose PPO for the provider freedom it offers employees.
Employer vs. Voluntary
Employer-paid: You cover 100% of the employee premium. Contributory: You split the cost with employees via payroll deduction. Voluntary: Employees pay 100% — you facilitate enrollment and payroll deduction. All three models qualify for group rates. Even voluntary dental saves employees money compared to buying individual coverage.
Understanding Group Vision Coverage
What Group Vision Covers
- Annual comprehensive eye exam
- Frames allowance ($130–$200 per year on most plans)
- Prescription lenses (single vision, bifocal, progressive)
- Contact lens allowance (in lieu of glasses)
- Lens enhancements (anti-reflective, photochromic, UV coating)
- Discounts on additional pairs and LASIK
Most vision plans cost $5–$12/month per employee — one of the highest-perceived-value benefits you can offer for the price.
Vision Networks We Quote
VSP
Largest vision network in the U.S., 40,000+ providers
EyeMed
Broad national network including LensCrafters & Target Optical
Superior Vision
Flexible plans with broad provider access
Humana Vision
Bundled with medical for streamlined administration
Bundle Dental + Vision and Save
Most carriers offer a discount of 5–15% when you bundle dental and vision under a single group plan. Beyond the savings, bundling simplifies enrollment, billing, and administration — one carrier, one invoice, one renewal date.
We'll show you the bundled vs. separate pricing side-by-side so you can make the best decision for your group.
Dental & Vision Carriers We Work With
We shop all of these carriers for every group quote — you see the full market, not just one or two options.
Renaissance Dental
Dental, vision, life, and disability plans designed for employer-sponsored benefit programs.
Get a QuoteDominion National
Dental and vision insurance plans with a broad provider network across the Southeast.
Get a Quote
Superior Vision
Group vision insurance with access to a large national network of eye care providers.
Get a Quote
CEC (VSP Company)
Employer vision benefits powered by VSP's national network of eye care providers.
Get a Quote
Beam Benefits
Modern dental and vision plans with smart technology and simple administration.
Get a QuoteDelta Dental
America's largest dental network with comprehensive group coverage.
Get a Quote
Guardian
Group dental and vision with flexible plan designs and broad networks.
Get a Quote
MetLife Dental
Group dental PPO plans with one of the largest dentist networks nationwide.
Get a Quote
Humana Dental & Vision
Bundled and standalone group dental and vision for employers of all sizes.
Get a QuoteAmeritas
Group dental and vision plans with competitive rates and broad coverage.
Get a QuoteCommon Questions About Group Dental & Vision
No Obligation. No Pressure.
Ready to See Your Group Dental & Vision Options?
We'll quote every carrier in the market and present the options side by side — premiums, networks, waiting periods, and annual maximums.
Looking for individual or family dental coverage instead? If you're self-employed, between jobs, or need coverage outside of an employer plan, we can help with that too.
Explore Individual Dental Plans →