1. Acceptance of Terms

By accessing or using the Demand Benefits website (demandbenefits.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this site.

2. Use of Site

This website is provided for informational purposes only. Nothing on this site constitutes legal, financial, or insurance advice. You should consult a qualified professional before making any decisions based on information found on this site.

3. Insurance Information

The insurance-related content on this website is general in nature. Coverage details, plan availability, and pricing vary by carrier, location, and group characteristics. Contact us directly for plan-specific information applicable to your situation.

4. Intellectual Property

All content on this website — including text, graphics, logos, and images — is the property of Demand Insurance & Benefits, LLC and is protected by applicable copyright and intellectual property laws. © 2025 Demand Insurance & Benefits, LLC. All rights reserved. Unauthorized reproduction or distribution is prohibited.

5. Limitation of Liability

Demand Insurance & Benefits, LLC makes no warranties, express or implied, regarding the accuracy or completeness of the information on this site. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

6. Links to Third Parties

This website may contain links to third-party websites, including carrier portals and partner resources. These links are provided for your convenience. Demand Benefits is not responsible for the content, accuracy, or practices of any third-party sites. Linking to a third-party site does not imply endorsement.

7. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Louisiana, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of the State of Louisiana.

8. Contact

If you have any questions about these Terms of Use, please contact us at correspondence@demandbenefits.com.

9. Effective Date

These Terms of Use are effective as of January 1, 2024. We reserve the right to update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.