Stop Accepting Renewals. Start Demanding a Strategy.
Most employers renew the same health plan every year because no one shows them anything else. We break down exactly what you're paying, expose the inefficiencies, and rebuild your plan around cost control — not carrier profit.
- Identify what's driving your costs and where the waste is buried.
- Compare 70+ plan strategies built for your workforce and market.
- Reduce total health plan spend 15–30% without cutting employee benefits.
Your Renewal Isn't a Strategy. It's a Default.
Every year, your carrier sends a renewal. Most employers accept it, adjust their contributions, and move on. What they don't see is the waste built into that number — and the gap between what they're paying and what they should be.
- →Fully insured pricing padded with carrier margin and risk loads.
- →Pharmacy costs inflated by PBM spread pricing.
- →Networks built for the carrier's book — not your employees' doctors.
- →Broker models that reward higher premiums, not better outcomes.
The problem isn't the renewal. It's that no one's ever shown you what's on the other side of it.
A Strategy-First Approach to Health Benefits
Most benefit advisors bring you rates. We bring you a plan redesign.
Our process starts with a complete breakdown of what you're currently paying — by line item, by vendor, by funding structure — so you know exactly where the money is going before we make a single recommendation.
What you'll have visibility into
- Your actual cost per employee, per claim category, and per carrier.
- Where your current plan's structure is creating unnecessary financial exposure.
- What funding alternatives exist and what each one would actually cost you.
- How your plan compares to what 475+ other Louisiana employers are doing.
"We don't renegotiate your existing plan. We rebuild it from the ground up — and show you what it should cost."
How a Strategy Review Works
Analyze
We pull apart your current plan — premiums, claims, Rx spend, admin fees, and network costs — to find the exact source of overpayment.
Compare
We evaluate 70+ plan designs, funding structures, and network options across the Louisiana market and identify what's right for your group.
Redesign
We build a customized strategy around your workforce demographics, claims history, and financial goals — not a template.
Implement
We manage the full transition: carrier coordination, employee communications, enrollment setup, and HR support — zero disruption to your team.
Optimize
We monitor plan performance and identify new cost reduction opportunities throughout the plan year — not just at renewal.
Put Your Current Plan to the Test
If you have 5 or more enrolled employees and aren't confident your plan is the best option for your budget, let us run a full strategy analysis.
If we can't show you a better plan for less money, we'll donate $100 to the charity of your choice.
What a Full Strategy Review Covers
Funding Structure Analysis
- Fully insured vs. level-funded comparison
- Self-funded feasibility and stop-loss structuring
- Captive and association plan eligibility
Rx Cost Containment
- PBM spread pricing audit
- Formulary and clinical strategy
- Specialty drug cost management
Network & Reference Pricing
- Reference-based pricing evaluation
- Direct contracting opportunities
- Local physician network access
Plan Design & Compliance
- ERISA-compliant plan documents
- TPA selection and evaluation
- Benefits administration setup
Real Results from Real Louisiana Employers
40-Person Firm Avoids 28% Renewal Increase
Stabilized total benefits cost and avoided a 28% increase that would have forced benefit reductions or employee cost-shifting.
85-Employee Manufacturer Cuts Healthcare Spend by 22%
Reduced annual healthcare spend by 22% while improving employee access to care — without a single coverage disruption.
This isn't about finding a cheaper plan. It's about building the right one.
See How It WorksWhat Employers Ask Us Most
Not Ready to Schedule? We'll Reach Out.
Drop your info below and we'll follow up within one business day to walk you through your options — no pressure, no obligation.
Stop Accepting What the Carrier Sends. Demand a Better Plan.
If you're renewing your health plan without a full independent strategy review, you're almost certainly leaving money on the table. Most employers we work with find clear savings opportunities within the first 30 days of engagement.
If we can't show you a better plan for less money, we'll donate $100 to the charity of your choice.